Currently, the rate for a 30-yr fixed payment plan is 6.13%. This tells you the amount of interest that you would be charged if you had a 30-yr fixed payment loan plan. These quotes differ according to your specific payment plan, and fluctuate quite often. Paying careful attention to the changes in current rates clues you in to knowing when it's an appropriate or advantageous time for consideration of such things as refinancing your loan, purchasing a home, getting an equity loan, consolidating your debt or even getting a second mortgage. When interest payments drop, thousands of dollars in can be saved if the savvy homeowner chooses to refinance.
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